Borrow Platanium

Top reasons to get the Rewards Credit Card

  • Earn 10 Reward Points for every Rs 125 spent at apparel & department stores and select partners.
  • Continue earning Reward Points at rate of 1 point for every Rs 125 on all other purchases.
  • Redeem points instantly at select partners.

Earn unlimited 10X reward points at select partners

  • Earn unlimited 10X reward points at select partners
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Welcome rewards

  • Get 1,500 bonus points on your first spend made within 30 days of card issue.
  • Get 1,000 bonus points on your first spend of Rs. 1000 made within 60 days of card issue.

Earn bonus reward points

  • Bonus on monthly Spends: Get 300 bonus points on card spends of $1500 or more in a month.
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Points that never expire

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Flexibility Fee and Charges

  • Interest Rate
    3.25% per month (40% per annum). This can change periodically based on your spend, payback and utilization patterns.
  • Annual Fee
    Your annual fee of Rs1000 is waived on making spends of Rs30,000 in a membership year.

For further details, pleaseĀ Click here

Fuel

  • Instant redemption at over 1200 participating oil outlets.
  • Redemption rate at oil outlets: 1 Reward Point = Rs 0.25 | Minimum Points required to redeem: 250.

In-Store Shopping

  • Instant redemption at select partner stores.
  • Redemption rate at stores: 1 Reward Point = INR 0.30 | Minimum Points required to redeem: 250.

Air miles

  • Redemption rate for air miles: 1 Reward Point = 0.75 miles | Minimum Points required to redeem: 100.

Cash back

  • Adjust points against your Statement outstanding.
  • Redemption rate for cash back: 1 Reward Point = Rs 0.35 | Minimum Points required to redeem: 5,000.

Personal Concierge Services

Call your concierge for help with planning a party, sending flowers, making dining reservations, for travel assistance.

  • Dining Privileges
    Up to 15% savings across participating restaurants.
  • Shopping Privileges
    Enjoy savings and offers several stores in your City.
  • EMI Privileges
    Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.